Rocket Mortgage in South Carolina vs the state
16.8%Denial rate-1.47 pts vs state
18.2%Decision denial rate-5.27 pts vs state
72.8%Origination rate+16.21 pts vs state
6.63%Median rate+0.13 pts vs state
0.55Rate spread (pts)+0.33 pts vs state
$89kMedian applicant income
9,760Loans originated
2,257Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9,143 | 6,699 | 16.2% | 6.63% | #2 |
| 2024 | 10,761 | 8,177 | 15.0% | 6.63% | #2 |
| 2025 | 13,403 | 9,760 | 16.8% | 6.63% | #1 |
What Rocket Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 1,401 | 996 | 274 | 19.6% |
| Greenville County | 1,320 | 1,028 | 172 | 13.0% |
| York County | 1,198 | 912 | 157 | 13.1% |
| Spartanburg County | 935 | 663 | 172 | 18.4% |
| Charleston County | 918 | 682 | 151 | 16.4% |
| Richland County | 823 | 569 | 156 | 19.0% |
| Lexington County | 723 | 511 | 129 | 17.8% |
| Berkeley County | 648 | 464 | 102 | 15.7% |
| Anderson County | 583 | 431 | 98 | 16.8% |
| Aiken County | 548 | 420 | 78 | 14.2% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
| Pennymac Loan Services | C | 4,524 | 11.3% | 6.25% |
Frequently asked questions
South Carolina: 13,403 applications in 2025, of which 9,760 were originated and 2,257 denied.
16.8% of all applications, or 18.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Rocket Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology