Dhi Mortgage Company in South Carolina vs the state
17.4%Denial rate-0.93 pts vs state
20.4%Decision denial rate-3.04 pts vs state
67.2%Origination rate+10.55 pts vs state
4.99%Median rate-1.51 pts vs state
-1.13Rate spread (pts)-1.35 pts vs state
$82kMedian applicant income
4,153Loans originated
1,075Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,011 | 3,819 | 10.8% | 5.50% | #10 |
| 2024 | 5,105 | 3,629 | 16.0% | 5.50% | #8 |
| 2025 | 6,184 | 4,153 | 17.4% | 4.99% | #5 |
What Dhi Mortgage Company lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 1,599 | 1,044 | 333 | 20.8% |
| Spartanburg County | 840 | 560 | 147 | 17.5% |
| Berkeley County | 766 | 564 | 94 | 12.3% |
| Greenville County | 538 | 388 | 66 | 12.3% |
| Aiken County | 315 | 206 | 47 | 14.9% |
| Richland County | 315 | 196 | 79 | 25.1% |
| Charleston County | 287 | 209 | 26 | 9.1% |
| York County | 268 | 185 | 33 | 12.3% |
| Jasper County | 227 | 155 | 37 | 16.3% |
| Orangeburg County | 165 | 85 | 55 | 33.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
| Pennymac Loan Services | C | 4,524 | 11.3% | 6.25% |
Frequently asked questions
South Carolina: 6,184 applications in 2025, of which 4,153 were originated and 1,075 denied.
17.4% of all applications, or 20.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Dhi Mortgage Company originated in South Carolina in 2025 was 4.99%, against a statewide median of 6.50%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology