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Jasper County, South Carolina · 2025

Mortgage lenders in Jasper County, SC: denial rates and top lenders (2025)

236 lenders acted on 2,881 mortgage applications for properties in Jasper County in 2025. 20.1% were denied (South Carolina: 18.3%). Median rate on closed loans 6.50%; median loan $265,000; median property value $435,000.

2.9kApplications
20.1%Denial ratestate 18.3%
6.50%Median ratestate 6.50%
$265,000Median loan
$435,000Median property value

Largest lenders in Jasper County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Vanderbilt Mortgage and Finance F 33263 40.1%7.13%
2 Dhi Mortgage Company B 227155 16.3%4.99%
3 Pulte Mortgage A 175130 4.6%6.38%
4 Rocket Mortgage C 11986 20.2%6.63%
5 Toll Brothers Mortgage A 9968 4.0%6.88%
6 United Shore Financial Services B 9369 7.5%6.49%
7 U.S. Bank D 7566 1.3%6.56%
8 21st Mortgage F 7516 46.7%11.14%
9 TD Bank D 6853 5.9%6.75%
10 Lennar Mortgage A 6434 10.9%6.06%
11 Tammac Holdings D 624 80.7%10.15%
12 Triad Financial Services D 6112 39.3%8.28%
13 Navy Federal Credit Union D 5723 26.3%7.38%
14 Pennymac Loan Services C 5235 5.8%6.38%
15 Movement Mortgage A 4934 6.1%6.53%
16 Mortgage Research Center C 4825 10.4%6.50%
17 SouthState Bank B 4722 40.4%6.55%
18 Jet Homeloans A 4326 2.3%4.99%
19 JPMorgan Chase Bank B 4136 2.4%6.63%
20 Freedom Mortgage B 3820 2.6%5.75%
21 Newrez D 3810 34.2%6.75%
22 Bank of America F 3617 16.7%6.24%
23 Fbc Mortgage B 3424 0.0%6.63%
24 Southwest Stage Funding F 349 14.7%8.40%
25 CPM Federal Credit Union C 3123 3.2%5.19%

Best approval odds in Jasper County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1U.S. Bank671.5%
2Toll Brothers Mortgage914.4%
3Pulte Mortgage1395.8%
4TD Bank577.0%
5United Shore Financial Services789.0%
6Dhi Mortgage Company19319.2%
7Rocket Mortgage11321.2%
8Triad Financial Services6139.3%
9Vanderbilt Mortgage and Finance20863.9%
1021st Mortgage5168.6%

What Jasper County borrowers applied for

By loan purpose

Home purchase 2,064 72% · 18.6% denied
Refinance 258 9% · 9.7% denied
Cash-out refinance 267 9% · 27.3% denied
Home improvement 114 4% · 33.3% denied
Other / HELOC 178 6% · 33.7% denied

By loan type

Conventional 2,084 72% · 22.8% denied
FHA 382 13% · 18.9% denied
VA 411 14% · 7.5% denied
USDA / RHS 4 0% · 0.0% denied

Why applications were denied

Debt-to-income ratio 199 34%
Credit history 199 34%
Unverifiable information 49 8%
Incomplete application 47 8%
Collateral 41 7%
Other 31 5%
Insufficient cash 11 2%
Employment history 2 0%

Jasper County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,2331,13022.8%6.63%$225,000
20242,4211,31520.3%6.63%$225,000
20252,8811,57420.1%6.50%$265,000

Frequently asked questions

20.1% of applications in Jasper County were denied in 2025, against 18.3% statewide in South Carolina.

Vanderbilt Mortgage and Finance, with 332 applications in 2025 and a denial rate of 40.1%.

The median mortgage application in Jasper County in 2025 was for $265,000; the median property value on originated loans was $435,000.