Jet Homeloans in South Carolina vs the state
6.1%Denial rate-12.24 pts vs state
8.2%Decision denial rate-15.28 pts vs state
65.6%Origination rate+9.03 pts vs state
4.99%Median rate-1.51 pts vs state
-0.79Rate spread (pts)-1.01 pts vs state
$106kMedian applicant income
638Loans originated
59Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 221 | 151 | 1.4% | 6.99% | #151 |
| 2024 | 294 | 257 | 0.7% | 6.38% | #127 |
| 2025 | 972 | 638 | 6.1% | 4.99% | #60 |
What Jet Homeloans lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 218 | 150 | 11 | 5.0% |
| Greenville County | 172 | 113 | 9 | 5.2% |
| Horry County | 108 | 64 | 8 | 7.4% |
| Spartanburg County | 100 | 72 | 11 | 11.0% |
| Beaufort County | 78 | 46 | 3 | 3.8% |
| Dorchester County | 61 | 40 | 5 | 8.2% |
| Charleston County | 61 | 42 | 1 | 1.6% |
| Jasper County | 43 | 26 | 1 | 2.3% |
| Laurens County | 37 | 26 | 5 | 13.5% |
| Anderson County | 36 | 25 | 3 | 8.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 972 applications in 2025, of which 638 were originated and 59 denied.
6.1% of all applications, or 8.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Jet Homeloans originated in South Carolina in 2025 was 4.99%, against a statewide median of 6.50%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology