Tammac Holdings in South Carolina vs the state
77.1%Denial rate+58.79 pts vs state
77.4%Decision denial rate+53.94 pts vs state
3.6%Origination rate-52.98 pts vs state
9.80%Median rate+3.30 pts vs state
3.75Rate spread (pts)+3.53 pts vs state
$58kMedian applicant income
54Loans originated
1,148Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 868 | 57 | 70.2% | 10.30% | #56 |
| 2024 | 766 | 67 | 74.4% | 10.10% | #66 |
| 2025 | 1,489 | 54 | 77.1% | 9.80% | #42 |
What Tammac Holdings lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orangeburg County | 146 | 6 | 120 | 82.2% |
| Charleston County | 91 | 1 | 75 | 82.4% |
| Spartanburg County | 86 | 4 | 55 | 64.0% |
| Horry County | 80 | 7 | 59 | 73.8% |
| Beaufort County | 79 | 1 | 59 | 74.7% |
| Berkeley County | 68 | 1 | 53 | 77.9% |
| Greenville County | 67 | 1 | 43 | 64.2% |
| Lexington County | 64 | 1 | 58 | 90.6% |
| Laurens County | 64 | 4 | 49 | 76.6% |
| Jasper County | 62 | 4 | 50 | 80.6% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,489 applications in 2025, of which 54 were originated and 1,148 denied.
77.1% of all applications, or 77.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Tammac Holdings originated in South Carolina in 2025 was 9.80%, against a statewide median of 6.50%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology