Movement Mortgage · South Carolina · 2025

Movement Mortgage in South Carolina: approval rate, denial rate and rates (2025)

Movement Mortgage took 4,069 mortgage applications in South Carolina in 2025, ranking #14 of 1,143 lenders active in the state. It originated 73.2% of them and denied 3.1% (3.5% of the applications it decided), against a statewide denial rate of 18.3%.

4.1kApplicationsin SC
3.5%Decision denial ratestate 23.5%
6.56%Median ratestate 6.50%
$275,000Median loanstate $225,000
$905MVolume44 counties

Movement Mortgage in South Carolina vs the state

3.1%Denial rate-15.26 pts vs state
3.5%Decision denial rate-19.95 pts vs state
73.2%Origination rate+16.58 pts vs state
6.56%Median rate+0.06 pts vs state
0.26Rate spread (pts)+0.04 pts vs state
$103kMedian applicant income
2,978Loans originated
124Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235,4383,9493.9%6.75%#6
20244,9583,5723.7%6.75%#9
20254,0692,9783.1%6.56%#14

What Movement Mortgage lends in South Carolina

By loan purpose

Home purchase 3,223 79% · 2.3% denied
Refinance 290 7% · 2.8% denied
Cash-out refinance 404 10% · 2.7% denied
Home improvement 56 1% · 19.6% denied
Other / HELOC 96 2% · 20.8% denied

By loan type

Conventional 2,538 62% · 3.2% denied
FHA 930 23% · 3.3% denied
VA 564 14% · 2.0% denied
USDA / RHS 37 1% · 0.0% denied

Why it denied South Carolina applicants

Debt-to-income ratio 49 40%
Collateral 18 15%
Credit history 14 11%
Incomplete application 13 10%
Other 11 9%
Unverifiable information 10 8%
Insufficient cash 5 4%
Employment history 4 3%

Where in South Carolina

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 53038913 2.5%
Horry County 38425616 4.2%
Beaufort County 34426718 5.2%
Lancaster County 3072249 2.9%
Spartanburg County 2782078 2.9%
Greenville County 24317210 4.1%
Florence County 1921541 0.5%
Richland County 1881365 2.7%
Dorchester County 1661284 2.4%
Berkeley County 1621236 3.7%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 4,069 applications in 2025, of which 2,978 were originated and 124 denied.

3.1% of all applications, or 3.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Movement Mortgage originated in South Carolina in 2025 was 6.56%, against a statewide median of 6.50%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology