TD Bank in South Carolina vs the state
21.6%Denial rate+3.28 pts vs state
26.3%Decision denial rate+2.79 pts vs state
59.9%Origination rate+3.30 pts vs state
7.44%Median rate+0.94 pts vs state
0.39Rate spread (pts)+0.17 pts vs state
$134kMedian applicant income
1,143Loans originated
412Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,201 | 1,319 | 24.0% | 7.84% | #23 |
| 2024 | 1,911 | 1,161 | 21.4% | 8.34% | #27 |
| 2025 | 1,908 | 1,143 | 21.6% | 7.44% | #30 |
What TD Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most TD Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaufort County | 317 | 242 | 41 | 12.9% |
| Charleston County | 256 | 142 | 55 | 21.5% |
| Horry County | 246 | 130 | 61 | 24.8% |
| Greenville County | 187 | 111 | 44 | 23.5% |
| Richland County | 103 | 56 | 24 | 23.3% |
| Lexington County | 98 | 60 | 21 | 21.4% |
| Aiken County | 80 | 47 | 17 | 21.3% |
| Spartanburg County | 73 | 39 | 18 | 24.7% |
| Jasper County | 68 | 53 | 4 | 5.9% |
| Berkeley County | 66 | 39 | 14 | 21.2% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,908 applications in 2025, of which 1,143 were originated and 412 denied.
21.6% of all applications, or 26.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans TD Bank originated in South Carolina in 2025 was 7.44%, against a statewide median of 6.50%.
About this data. Figures are TD Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology