Triad Financial Services in South Carolina vs the state
44.4%Denial rate+26.10 pts vs state
44.5%Decision denial rate+21.00 pts vs state
23.5%Origination rate-33.15 pts vs state
8.58%Median rate+2.08 pts vs state
2.65Rate spread (pts)+2.43 pts vs state
$63kMedian applicant income
363Loans originated
687Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,094 | 275 | 52.0% | 8.00% | #44 |
| 2024 | 1,339 | 290 | 48.6% | 8.40% | #40 |
| 2025 | 1,547 | 363 | 44.4% | 8.58% | #39 |
What Triad Financial Services lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 326 | 90 | 134 | 41.1% |
| Orangeburg County | 92 | 15 | 53 | 57.6% |
| Florence County | 84 | 16 | 47 | 56.0% |
| Georgetown County | 65 | 17 | 27 | 41.5% |
| Jasper County | 61 | 12 | 24 | 39.3% |
| York County | 56 | 3 | 31 | 55.4% |
| Berkeley County | 49 | 25 | 11 | 22.4% |
| Dorchester County | 46 | 13 | 19 | 41.3% |
| Laurens County | 42 | 9 | 15 | 35.7% |
| Marion County | 41 | 14 | 22 | 53.7% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,547 applications in 2025, of which 363 were originated and 687 denied.
44.4% of all applications, or 44.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Triad Financial Services originated in South Carolina in 2025 was 8.58%, against a statewide median of 6.50%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology