Newrez in South Carolina vs the state
18.9%Denial rate+0.60 pts vs state
34.1%Decision denial rate+10.67 pts vs state
35.6%Origination rate-21.03 pts vs state
6.50%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.12 pts vs state
$90kMedian applicant income
1,334Loans originated
709Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,761 | 557 | 23.9% | 6.75% | #26 |
| 2024 | 2,645 | 949 | 20.7% | 6.75% | #21 |
| 2025 | 3,749 | 1,334 | 18.9% | 6.50% | #18 |
What Newrez lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 388 | 135 | 67 | 17.3% |
| Richland County | 351 | 118 | 78 | 22.2% |
| Charleston County | 347 | 139 | 59 | 17.0% |
| Greenville County | 306 | 118 | 51 | 16.7% |
| Berkeley County | 261 | 89 | 41 | 15.7% |
| Spartanburg County | 246 | 81 | 48 | 19.5% |
| York County | 216 | 95 | 42 | 19.4% |
| Lexington County | 210 | 73 | 32 | 15.2% |
| Dorchester County | 175 | 61 | 32 | 18.3% |
| Beaufort County | 160 | 65 | 32 | 20.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 3,749 applications in 2025, of which 1,334 were originated and 709 denied.
18.9% of all applications, or 34.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Newrez originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Newrez's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology