CPM Federal Credit Union in South Carolina vs the state
16.3%Denial rate-2.00 pts vs state
19.3%Decision denial rate-4.22 pts vs state
68.1%Origination rate+11.47 pts vs state
7.74%Median rate+1.24 pts vs state
1.56Rate spread (pts)+1.34 pts vs state
$92kMedian applicant income
580Loans originated
139Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 682 | 427 | 19.4% | 8.74% | #67 |
| 2024 | 747 | 501 | 16.5% | 8.74% | #68 |
| 2025 | 852 | 580 | 16.3% | 7.74% | #68 |
What CPM Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most CPM Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 263 | 187 | 39 | 14.8% |
| Beaufort County | 180 | 127 | 28 | 15.6% |
| Spartanburg County | 142 | 97 | 21 | 14.8% |
| Orangeburg County | 39 | 21 | 9 | 23.1% |
| Jasper County | 31 | 23 | 1 | 3.2% |
| Charleston County | 30 | 18 | 8 | 26.7% |
| Berkeley County | 30 | 24 | 5 | 16.7% |
| Anderson County | 30 | 23 | 3 | 10.0% |
| Pickens County | 24 | 13 | 6 | 25.0% |
| Laurens County | 21 | 16 | 3 | 14.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 852 applications in 2025, of which 580 were originated and 139 denied.
16.3% of all applications, or 19.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans CPM Federal Credit Union originated in South Carolina in 2025 was 7.74%, against a statewide median of 6.50%.
About this data. Figures are CPM Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology