Largest lenders in Pickens County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 289 | 212 | 13.8% | 6.63% |
| 2 | Vanderbilt Mortgage and Finance | F | 267 | 44 | 34.8% | 8.67% |
| 3 | SouthState Bank | B | 170 | 117 | 17.1% | 6.88% |
| 4 | United Shore Financial Services | B | 164 | 122 | 11.6% | 6.50% |
| 5 | Truist Bank | C | 159 | 90 | 31.5% | 7.00% |
| 6 | 21st Mortgage | F | 142 | 29 | 47.2% | 10.25% |
| 7 | First-Citizens Bank & Trust | B | 110 | 74 | 22.7% | 6.40% |
| 8 | Freedom Mortgage | B | 109 | 49 | 6.4% | 6.25% |
| 9 | Bank of America | F | 105 | 43 | 25.7% | 6.24% |
| 10 | Unnamed lender 894500CFQPXSLHK0OK52 | B | 104 | 80 | 0.0% | 6.75% |
| 11 | Pennymac Loan Services | C | 102 | 51 | 14.7% | 6.62% |
| 12 | S. C. State Federal Credit Union | A | 91 | 66 | 24.2% | 4.50% |
| 13 | Primelending, a Plainscapital | A | 89 | 69 | 3.4% | 6.56% |
| 14 | Loandepot.Com | D | 82 | 64 | 15.9% | 4.99% |
| 15 | Fbc Mortgage | B | 77 | 71 | 3.9% | 5.38% |
| 16 | Truliant Federal Credit Union | D | 74 | 35 | 36.5% | 7.25% |
| 17 | Movement Mortgage | A | 71 | 55 | 0.0% | 6.75% |
| 18 | Crosscountry Mortgage | B | 69 | 37 | 4.4% | 6.63% |
| 19 | Newrez | D | 67 | 27 | 16.4% | 6.63% |
| 20 | Mortgage Research Center | C | 65 | 35 | 16.9% | 6.13% |
| 21 | United Community Bank | B | 58 | 37 | 22.4% | 6.50% |
| 22 | The Park National Bank | C | 57 | 35 | 10.5% | 6.70% |
| 23 | Guaranteed Rate | B | 55 | 35 | 7.3% | 6.49% |
| 24 | TD Bank | D | 55 | 34 | 25.5% | 7.99% |
| 25 | Broker Solutions | D | 54 | 11 | 16.7% | 6.75% |
Best approval odds in Pickens County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Movement Mortgage | 62 | 0.0% |
| 2 | Unnamed lender 894500CFQPXSLHK0OK52 | 81 | 0.0% |
| 3 | Primelending, a Plainscapital | 83 | 3.6% |
| 4 | Fbc Mortgage | 74 | 4.1% |
| 5 | Freedom Mortgage | 63 | 11.1% |
| 6 | United Shore Financial Services | 144 | 13.2% |
| 7 | Rocket Mortgage | 266 | 15.0% |
| 8 | Loandepot.Com | 77 | 16.9% |
| 9 | SouthState Bank | 148 | 19.6% |
| 10 | Pennymac Loan Services | 68 | 22.1% |
What Pickens County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pickens County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 4,182 | 2,368 | 21.3% | 6.75% | $175,000 |
| 2024 | 4,427 | 2,560 | 19.0% | 6.75% | $185,000 |
| 2025 | 5,118 | 2,960 | 17.6% | 6.62% | $205,000 |
Frequently asked questions
17.6% of applications in Pickens County were denied in 2025, against 18.3% statewide in South Carolina.
Rocket Mortgage, with 289 applications in 2025 and a denial rate of 13.8%.
The median mortgage application in Pickens County in 2025 was for $205,000; the median property value on originated loans was $325,000.