Loandepot.Com in South Carolina vs the state
22.1%Denial rate+3.83 pts vs state
24.8%Decision denial rate+1.37 pts vs state
65.8%Origination rate+9.15 pts vs state
5.99%Median rate-0.51 pts vs state
0.03Rate spread (pts)-0.19 pts vs state
$80kMedian applicant income
2,670Loans originated
899Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,600 | 1,573 | 25.1% | 5.99% | #18 |
| 2024 | 3,045 | 1,910 | 23.2% | 5.99% | #17 |
| 2025 | 4,060 | 2,670 | 22.1% | 5.99% | #15 |
What Loandepot.Com lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 603 | 447 | 114 | 18.9% |
| Horry County | 568 | 436 | 77 | 13.6% |
| Greenville County | 404 | 270 | 78 | 19.3% |
| York County | 274 | 206 | 43 | 15.7% |
| Richland County | 246 | 115 | 87 | 35.4% |
| Berkeley County | 227 | 153 | 37 | 16.3% |
| Anderson County | 195 | 128 | 50 | 25.6% |
| Lexington County | 188 | 108 | 51 | 27.1% |
| Charleston County | 182 | 115 | 35 | 19.2% |
| Laurens County | 168 | 124 | 34 | 20.2% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 4,060 applications in 2025, of which 2,670 were originated and 899 denied.
22.1% of all applications, or 24.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Loandepot.Com originated in South Carolina in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology