Broker Solutions · South Carolina · 2025

Broker Solutions in South Carolina: approval rate, denial rate and rates (2025)

Broker Solutions took 2,738 mortgage applications in South Carolina in 2025, ranking #21 of 1,143 lenders active in the state. It originated 34.1% of them and denied 7.4% (17.6% of the applications it decided), against a statewide denial rate of 18.3%.

2.7kApplicationsin SC
17.6%Decision denial ratestate 23.5%
6.75%Median ratestate 6.50%
$195,000Median loanstate $225,000
$211MVolume46 counties

Broker Solutions in South Carolina vs the state

7.4%Denial rate-10.90 pts vs state
17.6%Decision denial rate-5.85 pts vs state
34.1%Origination rate-22.53 pts vs state
6.75%Median rate+0.25 pts vs state
0.66Rate spread (pts)+0.44 pts vs state
$75kMedian applicant income
933Loans originated
203Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,5486898.5%6.75%#32
20242,24885112.4%6.88%#24
20252,7389337.4%6.75%#21

What Broker Solutions lends in South Carolina

By loan purpose

Home purchase 845 31% · 3.7% denied
Refinance 378 14% · 4.0% denied
Cash-out refinance 1,024 37% · 7.9% denied
Home improvement 133 5% · 14.3% denied
Other / HELOC 358 13% · 15.9% denied

By loan type

Conventional 1,091 40% · 6.3% denied
FHA 1,373 50% · 8.6% denied
VA 265 10% · 6.0% denied
USDA / RHS 9 0% · 0.0% denied

Why it denied South Carolina applicants

Credit history 113 56%
Collateral 26 13%
Debt-to-income ratio 23 11%
Other 22 11%
Unverifiable information 8 4%
Incomplete application 8 4%
Employment history 2 1%
Insufficient cash 1 0%

Where in South Carolina

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richland County 30514320 6.6%
Horry County 2115326 12.3%
Lexington County 2006713 6.5%
Greenville County 1966316 8.2%
Spartanburg County 1825310 5.5%
York County 170629 5.3%
Berkeley County 1597613 8.2%
Aiken County 1394911 7.9%
Charleston County 1365111 8.1%
Anderson County 119285 4.2%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 2,738 applications in 2025, of which 933 were originated and 203 denied.

7.4% of all applications, or 17.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Broker Solutions originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology