Truist Bank in South Carolina vs the state
34.7%Denial rate+16.34 pts vs state
39.8%Decision denial rate+16.36 pts vs state
49.9%Origination rate-6.72 pts vs state
6.60%Median rate+0.10 pts vs state
0.00Rate spread (pts)-0.22 pts vs state
$101kMedian applicant income
2,178Loans originated
1,513Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,700 | 2,319 | 37.2% | 7.35% | #11 |
| 2024 | 3,968 | 1,825 | 39.0% | 7.59% | #13 |
| 2025 | 4,366 | 2,178 | 34.7% | 6.60% | #12 |
What Truist Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 644 | 346 | 202 | 31.4% |
| Horry County | 551 | 268 | 203 | 36.8% |
| Spartanburg County | 422 | 238 | 107 | 25.4% |
| Charleston County | 373 | 177 | 135 | 36.2% |
| Lexington County | 320 | 159 | 113 | 35.3% |
| Anderson County | 236 | 126 | 85 | 36.0% |
| York County | 223 | 124 | 66 | 29.6% |
| Richland County | 208 | 84 | 89 | 42.8% |
| Beaufort County | 192 | 97 | 71 | 37.0% |
| Pickens County | 159 | 90 | 50 | 31.4% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 4,366 applications in 2025, of which 2,178 were originated and 1,513 denied.
34.7% of all applications, or 39.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Truist Bank originated in South Carolina in 2025 was 6.60%, against a statewide median of 6.50%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology