The Park National Bank in South Carolina vs the state
15.4%Denial rate-2.91 pts vs state
19.8%Decision denial rate-3.67 pts vs state
61.4%Origination rate+4.75 pts vs state
7.00%Median rate+0.50 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$102kMedian applicant income
235Loans originated
59Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 339 | 228 | 18.6% | 7.06% | #112 |
| 2024 | 337 | 213 | 19.3% | 7.30% | #117 |
| 2025 | 383 | 235 | 15.4% | 7.00% | #122 |
What The Park National Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most The Park National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anderson County | 125 | 75 | 20 | 16.0% |
| Spartanburg County | 102 | 70 | 15 | 14.7% |
| Pickens County | 57 | 35 | 6 | 10.5% |
| Greenville County | 55 | 28 | 11 | 20.0% |
| Oconee County | 13 | 5 | 3 | 23.1% |
| Laurens County | 6 | 6 | 0 | 0.0% |
| Charleston County | 5 | 3 | 1 | 20.0% |
| Beaufort County | 4 | 1 | 0 | 0.0% |
| York County | 4 | 2 | 2 | 50.0% |
| Horry County | 4 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 383 applications in 2025, of which 235 were originated and 59 denied.
15.4% of all applications, or 19.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans The Park National Bank originated in South Carolina in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are The Park National Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology