Crosscountry Mortgage in South Carolina vs the state
4.0%Denial rate-14.31 pts vs state
6.0%Decision denial rate-17.43 pts vs state
61.1%Origination rate+4.52 pts vs state
6.63%Median rate+0.13 pts vs state
0.48Rate spread (pts)+0.26 pts vs state
$93kMedian applicant income
2,233Loans originated
146Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,923 | 1,609 | 2.1% | 6.88% | #16 |
| 2024 | 2,653 | 1,596 | 1.9% | 6.75% | #20 |
| 2025 | 3,653 | 2,233 | 4.0% | 6.63% | #19 |
What Crosscountry Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lexington County | 382 | 255 | 13 | 3.4% |
| Greenville County | 378 | 243 | 11 | 2.9% |
| Horry County | 305 | 185 | 15 | 4.9% |
| Charleston County | 261 | 166 | 13 | 5.0% |
| Richland County | 251 | 159 | 11 | 4.4% |
| Spartanburg County | 241 | 148 | 15 | 6.2% |
| Berkeley County | 213 | 130 | 9 | 4.2% |
| York County | 202 | 110 | 6 | 3.0% |
| Dorchester County | 159 | 91 | 5 | 3.1% |
| Florence County | 157 | 101 | 5 | 3.2% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 3,653 applications in 2025, of which 2,233 were originated and 146 denied.
4.0% of all applications, or 6.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Crosscountry Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology