Primelending, a Plainscapital in South Carolina vs the state
4.0%Denial rate-14.35 pts vs state
4.6%Decision denial rate-18.87 pts vs state
76.3%Origination rate+19.69 pts vs state
6.38%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.11 pts vs state
$99kMedian applicant income
1,561Loans originated
81Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,053 | 1,536 | 5.4% | 6.63% | #24 |
| 2024 | 2,017 | 1,474 | 4.3% | 6.63% | #25 |
| 2025 | 2,046 | 1,561 | 4.0% | 6.38% | #27 |
What Primelending, a Plainscapital lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 627 | 507 | 14 | 2.2% |
| Spartanburg County | 271 | 214 | 11 | 4.1% |
| Anderson County | 241 | 193 | 12 | 5.0% |
| Richland County | 126 | 79 | 12 | 9.5% |
| Berkeley County | 98 | 67 | 7 | 7.1% |
| Lexington County | 96 | 64 | 3 | 3.1% |
| Pickens County | 89 | 69 | 3 | 3.4% |
| Charleston County | 64 | 42 | 3 | 4.7% |
| Dorchester County | 59 | 48 | 2 | 3.4% |
| York County | 57 | 48 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 2,046 applications in 2025, of which 1,561 were originated and 81 denied.
4.0% of all applications, or 4.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Primelending, a Plainscapital originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology