Truliant Federal Credit Union in South Carolina vs the state
43.4%Denial rate+25.13 pts vs state
49.1%Decision denial rate+25.60 pts vs state
44.2%Origination rate-12.46 pts vs state
7.25%Median rate+0.75 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$90kMedian applicant income
377Loans originated
371Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 700 | 363 | 33.9% | 8.00% | #65 |
| 2024 | 810 | 408 | 39.3% | 8.25% | #63 |
| 2025 | 854 | 377 | 43.4% | 7.25% | #67 |
What Truliant Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Truliant Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 313 | 157 | 120 | 38.3% |
| York County | 121 | 49 | 58 | 47.9% |
| Spartanburg County | 109 | 43 | 53 | 48.6% |
| Pickens County | 74 | 35 | 27 | 36.5% |
| Anderson County | 65 | 31 | 25 | 38.5% |
| Lancaster County | 39 | 16 | 20 | 51.3% |
| Horry County | 20 | 10 | 7 | 35.0% |
| Cherokee County | 18 | 6 | 10 | 55.6% |
| Laurens County | 17 | 3 | 11 | 64.7% |
| Oconee County | 8 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 854 applications in 2025, of which 377 were originated and 371 denied.
43.4% of all applications, or 49.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Truliant Federal Credit Union originated in South Carolina in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology