JPMorgan Chase Bank in South Carolina vs the state
9.1%Denial rate-9.19 pts vs state
12.4%Decision denial rate-11.09 pts vs state
63.3%Origination rate+6.67 pts vs state
6.49%Median rate-0.01 pts vs state
0.01Rate spread (pts)-0.21 pts vs state
$119kMedian applicant income
1,041Loans originated
150Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 897 | 586 | 10.9% | 6.63% | #54 |
| 2024 | 1,447 | 1,000 | 7.3% | 6.50% | #38 |
| 2025 | 1,645 | 1,041 | 9.1% | 6.49% | #35 |
What JPMorgan Chase Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 259 | 161 | 20 | 7.7% |
| Charleston County | 247 | 150 | 17 | 6.9% |
| Richland County | 171 | 127 | 8 | 4.7% |
| Horry County | 138 | 82 | 20 | 14.5% |
| York County | 115 | 76 | 9 | 7.8% |
| Beaufort County | 102 | 58 | 16 | 15.7% |
| Spartanburg County | 94 | 68 | 9 | 9.6% |
| Berkeley County | 77 | 46 | 3 | 3.9% |
| Lexington County | 73 | 43 | 7 | 9.6% |
| Anderson County | 51 | 30 | 10 | 19.6% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,645 applications in 2025, of which 1,041 were originated and 150 denied.
9.1% of all applications, or 12.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans JPMorgan Chase Bank originated in South Carolina in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology