Lennar Mortgage · South Carolina · 2025

Lennar Mortgage in South Carolina: approval rate, denial rate and rates (2025)

Lennar Mortgage took 3,802 mortgage applications in South Carolina in 2025, ranking #17 of 1,143 lenders active in the state. It originated 70.9% of them and denied 10.6% (13.0% of the applications it decided), against a statewide denial rate of 18.3%.

3.8kApplicationsin SC
13.0%Decision denial ratestate 23.5%
6.13%Median ratestate 6.50%
$275,000Median loanstate $225,000
$761MVolume18 counties

Lennar Mortgage in South Carolina vs the state

10.6%Denial rate-7.74 pts vs state
13.0%Decision denial rate-10.51 pts vs state
70.9%Origination rate+14.25 pts vs state
6.13%Median rate-0.38 pts vs state
0.05Rate spread (pts)-0.17 pts vs state
$92kMedian applicant income
2,694Loans originated
402Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,6831,9799.1%6.13%#17
20243,3792,4149.6%6.25%#16
20253,8022,69410.6%6.13%#17

What Lennar Mortgage lends in South Carolina

By loan purpose

Home purchase 3,800 100% · 10.6% denied
Refinance 1 0% · 0.0% denied
Cash-out refinance 1 0% · 0.0% denied

By loan type

Conventional 2,083 55% · 7.1% denied
FHA 1,101 29% · 16.8% denied
VA 563 15% · 10.1% denied
USDA / RHS 55 1% · 23.6% denied

Why it denied South Carolina applicants

Debt-to-income ratio 224 56%
Credit history 79 20%
Unverifiable information 57 14%
Employment history 16 4%
Other 13 3%
Insufficient cash 7 2%
Incomplete application 4 1%
Collateral 2 0%

Where in South Carolina

Counties with the most Lennar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 77249794 12.2%
Berkeley County 73651963 8.6%
Dorchester County 67646056 8.3%
Spartanburg County 32323858 18.0%
Greenville County 29521746 15.6%
Lexington County 27719430 10.8%
York County 1801518 4.4%
Chester County 15512216 10.3%
Lancaster County 1381203 2.2%
Jasper County 64347 10.9%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 3,802 applications in 2025, of which 2,694 were originated and 402 denied.

10.6% of all applications, or 13.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Lennar Mortgage originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.

About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology