Pulte Mortgage in South Carolina vs the state
8.1%Denial rate-10.18 pts vs state
9.7%Decision denial rate-13.76 pts vs state
75.2%Origination rate+18.62 pts vs state
5.99%Median rate-0.51 pts vs state
-0.41Rate spread (pts)-0.63 pts vs state
$126kMedian applicant income
1,148Loans originated
124Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,102 | 792 | 4.9% | 6.50% | #43 |
| 2024 | 1,316 | 1,024 | 5.7% | 6.38% | #41 |
| 2025 | 1,526 | 1,148 | 8.1% | 5.99% | #41 |
What Pulte Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 385 | 295 | 24 | 6.2% |
| Berkeley County | 291 | 223 | 19 | 6.5% |
| Jasper County | 175 | 130 | 8 | 4.6% |
| Richland County | 168 | 124 | 25 | 14.9% |
| Beaufort County | 163 | 131 | 10 | 6.1% |
| Charleston County | 131 | 103 | 5 | 3.8% |
| Lancaster County | 90 | 65 | 10 | 11.1% |
| Lexington County | 35 | 25 | 6 | 17.1% |
| Spartanburg County | 33 | 20 | 7 | 21.2% |
| Greenville County | 20 | 12 | 3 | 15.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,526 applications in 2025, of which 1,148 were originated and 124 denied.
8.1% of all applications, or 9.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Pulte Mortgage originated in South Carolina in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology