Southwest Stage Funding in South Carolina vs the state
8.6%Denial rate-9.69 pts vs state
18.0%Decision denial rate-5.48 pts vs state
28.4%Origination rate-28.21 pts vs state
7.75%Median rate+1.25 pts vs state
1.68Rate spread (pts)+1.46 pts vs state
$67kMedian applicant income
336Loans originated
102Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 314 | 229 | 24.5% | 7.88% | #117 |
| 2024 | 821 | 268 | 7.4% | 7.34% | #62 |
| 2025 | 1,183 | 336 | 8.6% | 7.75% | #50 |
What Southwest Stage Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 118 | 22 | 9 | 7.6% |
| Horry County | 58 | 17 | 7 | 12.1% |
| Florence County | 56 | 20 | 5 | 8.9% |
| Orangeburg County | 55 | 9 | 5 | 9.1% |
| Beaufort County | 52 | 13 | 8 | 15.4% |
| Greenville County | 51 | 12 | 4 | 7.8% |
| Berkeley County | 46 | 11 | 4 | 8.7% |
| Cherokee County | 45 | 21 | 3 | 6.7% |
| Colleton County | 42 | 13 | 3 | 7.1% |
| Laurens County | 38 | 7 | 1 | 2.6% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,183 applications in 2025, of which 336 were originated and 102 denied.
8.6% of all applications, or 18.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Southwest Stage Funding originated in South Carolina in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology