NVR Mortgage Finance in South Carolina vs the state
21.0%Denial rate+2.64 pts vs state
23.5%Decision denial rate+0.03 pts vs state
68.2%Origination rate+11.59 pts vs state
6.13%Median rate-0.38 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$83kMedian applicant income
1,514Loans originated
465Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,716 | 1,273 | 17.1% | 6.13% | #27 |
| 2024 | 1,791 | 1,304 | 17.8% | 6.25% | #30 |
| 2025 | 2,220 | 1,514 | 21.0% | 6.13% | #24 |
What NVR Mortgage Finance lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most NVR Mortgage Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 689 | 473 | 144 | 20.9% |
| Horry County | 426 | 268 | 72 | 16.9% |
| Greenville County | 315 | 236 | 49 | 15.6% |
| Laurens County | 216 | 158 | 45 | 20.8% |
| Lancaster County | 145 | 108 | 30 | 20.7% |
| Richland County | 126 | 91 | 29 | 23.0% |
| Oconee County | 90 | 70 | 14 | 15.6% |
| Orangeburg County | 60 | 25 | 25 | 41.7% |
| Chesterfield County | 40 | 26 | 13 | 32.5% |
| Dorchester County | 39 | 17 | 19 | 48.7% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 2,220 applications in 2025, of which 1,514 were originated and 465 denied.
21.0% of all applications, or 23.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans NVR Mortgage Finance originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are NVR Mortgage Finance's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology