Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Armstrong BankMuskogee, OK | B | $2.5B | 283 | 3.9% | 7.26% |
| 2 | Arvest BankFayetteville, AR | C | $1.5B | 9,748 | 14.4% | 7.00% |
| 3 | Rocket MortgagePlymouth, MI | C | $816M | 5,854 | 20.1% | 6.63% |
| 4 | United Shore Financial ServicesPlymouth, MI | B | $477M | 2,456 | 13.3% | 6.12% |
| 5 | Firsttrust Home LoansSheridan, AR | B | $451M | 2,590 | 0.5% | 6.49% |
| 6 | First Security BankSearcy, AR | C | $435M | 1,843 | 5.9% | 7.50% |
| 7 | Flat Branch MortgageColumbia, MO | A | $367M | 1,840 | 0.4% | 6.49% |
| 8 | ARKANSAS Federal Credit UnionLittle Rock, AR | F | $350M | 4,439 | 23.6% | 7.50% |
| 9 | Centennial BankConway, AR | D | $348M | 2,104 | 16.1% | 6.63% |
| 10 | Mortgage Research CenterColumbia, MO | C | $322M | 2,767 | 18.3% | 6.25% |
| 11 | First Community BankBatesville, AR | C | $309M | 1,844 | 4.8% | 6.99% |
| 12 | Simmons BankPine Bluff, AR | C | $252M | 1,568 | 22.3% | 6.44% |
| 13 | Eagle Bank and TrustLittle Rock, AR | A | $250M | 1,305 | 5.5% | 6.50% |
| 14 | Fairway Independent MortgageMadison, WI | B | $229M | 1,864 | 6.0% | 6.49% |
| 15 | Signature Bank of ArkansasFayetteville, AR | A | $192M | 485 | 3.3% | — |
| 16 | Pennymac Loan ServicesWestlake Village, CA | C | $192M | 2,076 | 12.4% | 6.38% |
| 17 | Cadence BankTupelo, MS | B | $186M | 1,406 | 17.7% | 7.13% |
| 18 | Dhi Mortgage CompanyArlington, TX | B | $186M | 1,080 | 12.1% | 5.50% |
| 19 | Freedom MortgageBoca Raton, FL | B | $172M | 1,672 | 8.4% | 6.25% |
| 20 | Regions BankBirmingham, AL | C | $170M | 2,646 | 40.0% | 6.13% |
| 21 | First Horizon BankMemphis, TN | B | $160M | 972 | 17.6% | 6.50% |
| 22 | Highlands Residential MortgageAllen, TX | B | $151M | 851 | 0.8% | 6.63% |
| 23 | The First National Bank of Fort SmithFort Smith, AR | B | $145M | 501 | 4.8% | 6.50% |
| 24 | Bank OZKLittle Rock, AR | C | $143M | 1,907 | 31.0% | 6.50% |
| 25 | Generations BankRogers, AR | B | $124M | 399 | 9.0% | 6.63% |
| 26 | Bank of AmericaCharlotte, NC | F | $122M | 980 | 35.9% | 6.25% |
| 27 | Eustis MortgageNew Orleans, LA | B | $121M | 594 | 0.3% | 6.50% |
| 28 | Encore BankLittle Rock, AR | C | $121M | 567 | 12.7% | 6.50% |
| 29 | Navy Federal Credit UnionVienna, VA | D | $111M | 1,057 | 17.3% | 6.50% |
| 30 | Click n' CloseAddison, TX | C | $108M | 672 | 2.7% | 6.25% |
| 31 | Bank of Little Rock MortgageLittle Rock, AR | B | $107M | 495 | 4.7% | 6.62% |
| 32 | Gateway First BankJenks, OK | B | $106M | 437 | 4.4% | 6.38% |
| 33 | NewrezWilmington, DE | D | $103M | 1,306 | 19.1% | 6.31% |
| 34 | Guild MortgageSan Diego, CA | A | $102M | 597 | 8.0% | 6.63% |
| 35 | JPMorgan Chase BankColumbus, OH | B | $100M | 547 | 11.7% | 6.38% |
| 36 | U.S. BankCincinnati, OH | D | $97M | 1,348 | 39.5% | 7.13% |
| 37 | Chambers BankDanville, AR | C | $95M | 423 | 10.4% | — |
| 38 | United Federal Credit UnionSaint Joseph, MI | D | $95M | 815 | 25.3% | 6.81% |
| 39 | Crosscountry MortgageCleveland, OH | B | $89M | 734 | 4.6% | 6.63% |
| 40 | Legacy National BankSpringdale, AR | A | $89M | 213 | 1.4% | — |
| 41 | Swbc MortgageSan Antonio, TX | A | $88M | 443 | 1.4% | 6.50% |
| 42 | Arbor Realty TrustBaltimore, MD | C | $88M | 6 | 0.0% | 5.12% |
| 43 | My Move MortgageUtah, UT | A | $82M | 333 | 0.6% | 6.50% |
| 44 | Gershman InvestmentChesterfield, MO | B | $81M | 348 | 5.5% | 6.38% |
| 45 | First Financial BankEl Dorado, AR | B | $81M | 506 | 6.3% | 6.50% |
| 46 | Ark-La-Tex Financial Services, LLC.Plano, TX | A | $81M | 463 | 1.5% | 6.50% |
| 47 | Southern Bancorp BankArkadelphia, AR | C | $80M | 745 | 8.3% | 7.50% |
| 48 | Nationstar MortgageCoppell, TX | C | $79M | 744 | 13.8% | 7.69% |
| 49 | Loandepot.ComIrvine, CA | D | $77M | 1,036 | 34.9% | 6.75% |
| 50 | Lennar MortgageMiami, FL | A | $76M | 516 | 16.3% | 5.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
