Eagle Bank and Trust in Arkansas vs the state
5.5%Denial rate-12.67 pts vs state
6.8%Decision denial rate-16.34 pts vs state
74.7%Origination rate+17.88 pts vs state
6.50%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.24 pts vs state
$87kMedian applicant income
975Loans originated
72Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,420 | 1,014 | 5.9% | 6.50% | #17 |
| 2024 | 1,368 | 1,003 | 6.9% | 6.50% | #18 |
| 2025 | 1,305 | 975 | 5.5% | 6.50% | #24 |
What Eagle Bank and Trust lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Eagle Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 292 | 211 | 16 | 5.5% |
| Faulkner County | 269 | 191 | 19 | 7.1% |
| Saline County | 178 | 142 | 9 | 5.1% |
| Crittenden County | 120 | 100 | 5 | 4.2% |
| Benton County | 77 | 57 | 3 | 3.9% |
| Washington County | 69 | 55 | 4 | 5.8% |
| Cleburne County | 67 | 51 | 6 | 9.0% |
| Van Buren County | 37 | 26 | 3 | 8.1% |
| Lonoke County | 35 | 28 | 0 | 0.0% |
| Craighead County | 24 | 20 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,305 applications in 2025, of which 975 were originated and 72 denied.
5.5% of all applications, or 6.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Eagle Bank and Trust originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Eagle Bank and Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology