Arvest Bank in Arkansas vs the state
14.4%Denial rate-3.83 pts vs state
17.3%Decision denial rate-5.85 pts vs state
67.2%Origination rate+10.41 pts vs state
7.00%Median rate+0.38 pts vs state
0.41Rate spread (pts)+0.07 pts vs state
$99kMedian applicant income
6,555Loans originated
1,400Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9,487 | 5,760 | 21.5% | 7.38% | #1 |
| 2024 | 9,587 | 6,399 | 16.0% | 7.46% | #1 |
| 2025 | 9,748 | 6,555 | 14.4% | 7.00% | #1 |
What Arvest Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 2,801 | 1,932 | 359 | 12.8% |
| Washington County | 1,866 | 1,291 | 258 | 13.8% |
| Pulaski County | 978 | 661 | 159 | 16.3% |
| Sebastian County | 535 | 352 | 69 | 12.9% |
| Pope County | 382 | 257 | 57 | 14.9% |
| Saline County | 326 | 226 | 45 | 13.8% |
| Garland County | 324 | 205 | 65 | 20.1% |
| Craighead County | 319 | 213 | 36 | 11.3% |
| Faulkner County | 241 | 164 | 32 | 13.3% |
| Baxter County | 237 | 169 | 26 | 11.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
| Centennial Bank | D | 2,104 | 16.1% | 6.63% |
Frequently asked questions
Arkansas: 9,748 applications in 2025, of which 6,555 were originated and 1,400 denied.
14.4% of all applications, or 17.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Arvest Bank originated in Arkansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology