Vanderbilt Mortgage and Finance in Arkansas vs the state
38.4%Denial rate+20.17 pts vs state
71.9%Decision denial rate+48.74 pts vs state
12.1%Origination rate-44.74 pts vs state
10.25%Median rate+3.63 pts vs state
4.28Rate spread (pts)+3.94 pts vs state
$59kMedian applicant income
422Loans originated
1,339Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,778 | 391 | 48.4% | 9.75% | #4 |
| 2024 | 3,477 | 421 | 46.4% | 9.75% | #4 |
| 2025 | 3,491 | 422 | 38.4% | 10.25% | #4 |
What Vanderbilt Mortgage and Finance lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Vanderbilt Mortgage and Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 296 | 25 | 121 | 40.9% |
| Garland County | 212 | 22 | 91 | 42.9% |
| Pulaski County | 186 | 10 | 74 | 39.8% |
| Faulkner County | 161 | 19 | 54 | 33.5% |
| Washington County | 150 | 18 | 57 | 38.0% |
| White County | 146 | 14 | 70 | 47.9% |
| Benton County | 142 | 15 | 42 | 29.6% |
| Hot Spring County | 135 | 17 | 42 | 31.1% |
| Union County | 112 | 15 | 49 | 43.8% |
| Craighead County | 84 | 6 | 34 | 40.5% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
| Centennial Bank | D | 2,104 | 16.1% | 6.63% |
Frequently asked questions
Arkansas: 3,491 applications in 2025, of which 422 were originated and 1,339 denied.
38.4% of all applications, or 71.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Vanderbilt Mortgage and Finance originated in Arkansas in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are Vanderbilt Mortgage and Finance's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology