Regions Bank in Arkansas vs the state
40.0%Denial rate+21.83 pts vs state
44.5%Decision denial rate+21.35 pts vs state
42.7%Origination rate-14.16 pts vs state
6.13%Median rate-0.50 pts vs state
0.04Rate spread (pts)-0.30 pts vs state
$76kMedian applicant income
1,129Loans originated
1,059Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,728 | 1,142 | 41.6% | 7.25% | #6 |
| 2024 | 2,767 | 1,202 | 41.4% | 6.99% | #6 |
| 2025 | 2,646 | 1,129 | 40.0% | 6.13% | #7 |
What Regions Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 565 | 237 | 224 | 39.6% |
| Garland County | 196 | 91 | 74 | 37.8% |
| Benton County | 169 | 85 | 47 | 27.8% |
| Saline County | 144 | 62 | 56 | 38.9% |
| Sebastian County | 142 | 58 | 59 | 41.5% |
| White County | 136 | 72 | 45 | 33.1% |
| Faulkner County | 120 | 59 | 36 | 30.0% |
| Washington County | 100 | 53 | 35 | 35.0% |
| Johnson County | 95 | 42 | 37 | 38.9% |
| Pope County | 79 | 35 | 28 | 35.4% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
| Centennial Bank | D | 2,104 | 16.1% | 6.63% |
Frequently asked questions
Arkansas: 2,646 applications in 2025, of which 1,129 were originated and 1,059 denied.
40.0% of all applications, or 44.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Regions Bank originated in Arkansas in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology