Firsttrust Home Loans in Arkansas vs the state
0.5%Denial rate-17.69 pts vs state
0.6%Decision denial rate-22.54 pts vs state
84.8%Origination rate+28.00 pts vs state
6.49%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.06 pts vs state
$77kMedian applicant income
2,197Loans originated
13Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,770 | 1,396 | 1.4% | 6.75% | #11 |
| 2024 | 1,682 | 24 | 1.1% | 6.63% | #12 |
| 2025 | 2,590 | 2,197 | 0.5% | 6.49% | #8 |
What Firsttrust Home Loans lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Firsttrust Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 296 | 242 | 2 | 0.7% |
| Saline County | 251 | 213 | 1 | 0.4% |
| Crittenden County | 238 | 217 | 2 | 0.8% |
| Faulkner County | 205 | 175 | 2 | 1.0% |
| Lonoke County | 164 | 141 | 2 | 1.2% |
| Grant County | 109 | 100 | 0 | 0.0% |
| Sebastian County | 104 | 81 | 0 | 0.0% |
| Craighead County | 101 | 77 | 0 | 0.0% |
| White County | 97 | 82 | 0 | 0.0% |
| Crawford County | 84 | 67 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
| Centennial Bank | D | 2,104 | 16.1% | 6.63% |
Frequently asked questions
Arkansas: 2,590 applications in 2025, of which 2,197 were originated and 13 denied.
0.5% of all applications, or 0.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Firsttrust Home Loans originated in Arkansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Firsttrust Home Loans's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology