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Crawford County, Arkansas · 2025

Mortgage lenders in Crawford County, AR: denial rates and top lenders (2025)

165 lenders acted on 2,298 mortgage applications for properties in Crawford County in 2025. 18.1% were denied (Arkansas: 18.2%). Median rate on closed loans 6.63%; median loan $135,000; median property value $245,000.

2.3kApplications
18.1%Denial ratestate 18.2%
6.63%Median ratestate 6.63%
$135,000Median loan
$245,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Arvest Bank C 233149 18.0%6.88%
2 United Federal Credit Union D 13578 28.2%7.75%
3 Rocket Mortgage C 13087 18.5%6.63%
4 Highlands Residential Mortgage B 12499 0.0%6.50%
5 Citizens' Bank & Trust B 8977 7.9%—
6 Firstar Bank B 8573 4.7%6.38%
7 Firsttrust Home Loans B 8467 0.0%6.12%
8 ARKANSAS Federal Credit Union F 8244 24.4%7.75%
9 Cadence Bank B 7350 15.1%7.31%
10 Mortgage Research Center C 6422 21.9%6.25%
11 21st Mortgage F 6212 45.2%9.72%
12 Bank OZK C 5228 34.6%5.49%
13 Triad Financial Services D 4510 51.1%11.21%
14 Flat Branch Mortgage A 4436 0.0%6.31%
15 United Shore Financial Services B 4127 14.6%5.68%
16 Vanderbilt Mortgage and Finance F 388 31.6%9.58%
17 U.S. Bank D 3712 56.8%8.58%
18 Freedom Mortgage B 3612 16.7%6.44%
19 Broker Solutions D 334 12.1%7.56%
20 First Financial Bank B 3326 0.0%6.38%
21 The First National Bank of Fort Smith B 3121 6.5%6.38%
22 Figure Lending C 2814 21.4%9.28%
23 Regions Bank C 2710 55.6%6.31%
24 Newrez D 277 22.2%6.13%
25 Pennymac Loan Services C 2613 15.4%6.25%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Firsttrust Home Loans670.0%
2Highlands Residential Mortgage1110.0%
3Firstar Bank775.2%
4Citizens' Bank & Trust848.3%
5Cadence Bank6317.5%
6Rocket Mortgage11820.3%
7Arvest Bank19321.8%
8United Federal Credit Union12430.7%
9ARKANSAS Federal Credit Union6431.3%

What Crawford County borrowers applied for

By loan purpose

Home purchase 1,044 45% · 10.6% denied
Refinance 375 16% · 14.9% denied
Cash-out refinance 356 15% · 21.6% denied
Home improvement 229 10% · 35.4% denied
Other / HELOC 294 13% · 30.6% denied

By loan type

Conventional 1,530 67% · 21.6% denied
FHA 432 19% · 11.6% denied
VA 284 12% · 11.6% denied
USDA / RHS 52 2% · 1.9% denied

Why applications were denied

Credit history 142 35%
Debt-to-income ratio 103 25%
Collateral 57 14%
Incomplete application 52 13%
Other 29 7%
Unverifiable information 12 3%
Insufficient cash 5 1%
Employment history 5 1%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,8791,07621.6%7.00%$125,000
20242,1521,30519.6%6.88%$135,000
20252,2981,33918.1%6.63%$135,000

Frequently asked questions

18.1% of applications in Crawford County were denied in 2025, against 18.2% statewide in Arkansas.

Arvest Bank, with 233 applications in 2025 and a denial rate of 18.0%.

The median mortgage application in Crawford County in 2025 was for $135,000; the median property value on originated loans was $245,000.