Broker Solutions · Arkansas · 2025

Broker Solutions in Arkansas: approval rate, denial rate and rates (2025)

Broker Solutions took 1,268 mortgage applications in Arkansas in 2025, ranking #25 of 802 lenders active in the state. It originated 27.0% of them and denied 10.8% (27.9% of the applications it decided), against a statewide denial rate of 18.2%.

1.3kApplicationsin AR
27.9%Decision denial ratestate 23.1%
6.88%Median ratestate 6.63%
$135,000Median loanstate $165,000
$67MVolume75 counties

Broker Solutions in Arkansas vs the state

10.8%Denial rate-7.39 pts vs state
27.9%Decision denial rate+4.77 pts vs state
27.0%Origination rate-29.86 pts vs state
6.88%Median rate+0.25 pts vs state
0.98Rate spread (pts)+0.64 pts vs state
$67kMedian applicant income
342Loans originated
137Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239283618.2%6.75%#23
20241,16843712.1%6.88%#25
20251,26834210.8%6.88%#25

What Broker Solutions lends in Arkansas

By loan purpose

Home purchase 288 23% · 3.8% denied
Refinance 197 16% · 6.1% denied
Cash-out refinance 456 36% · 10.5% denied
Home improvement 72 6% · 16.7% denied
Other / HELOC 255 20% · 21.2% denied

By loan type

Conventional 431 34% · 8.8% denied
FHA 730 58% · 12.9% denied
VA 101 8% · 5.0% denied
USDA / RHS 6 0% · 0.0% denied

Why it denied Arkansas applicants

Credit history 73 53%
Other 25 18%
Collateral 19 14%
Incomplete application 7 5%
Unverifiable information 7 5%
Debt-to-income ratio 4 3%
Insufficient cash 2 1%

Where in Arkansas

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 157537 4.5%
Benton County 1364319 14.0%
Washington County 76239 11.8%
Saline County 54203 5.6%
Garland County 54163 5.6%
Sebastian County 4688 17.4%
Faulkner County 39105 12.8%
Lonoke County 38153 7.9%
Craighead County 34114 11.8%
Crawford County 3344 12.1%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 1,268 applications in 2025, of which 342 were originated and 137 denied.

10.8% of all applications, or 27.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Broker Solutions originated in Arkansas in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology