Triad Financial Services in Arkansas vs the state
54.2%Denial rate+35.96 pts vs state
54.2%Decision denial rate+31.07 pts vs state
11.0%Origination rate-45.81 pts vs state
8.68%Median rate+2.05 pts vs state
2.78Rate spread (pts)+2.44 pts vs state
$61kMedian applicant income
235Loans originated
1,155Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,226 | 238 | 64.9% | 7.78% | #8 |
| 2024 | 2,460 | 233 | 60.5% | 8.75% | #7 |
| 2025 | 2,133 | 235 | 54.2% | 8.68% | #10 |
What Triad Financial Services lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Union County | 140 | 19 | 72 | 51.4% |
| Garland County | 128 | 3 | 86 | 67.2% |
| Saline County | 102 | 9 | 47 | 46.1% |
| Hot Spring County | 83 | 8 | 47 | 56.6% |
| Pulaski County | 71 | 6 | 37 | 52.1% |
| Columbia County | 65 | 8 | 33 | 50.8% |
| Miller County | 65 | 19 | 26 | 40.0% |
| White County | 63 | 8 | 34 | 54.0% |
| Washington County | 61 | 25 | 23 | 37.7% |
| Ouachita County | 54 | 3 | 32 | 59.3% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Centennial Bank | D | 2,104 | 16.1% | 6.63% |
Frequently asked questions
Arkansas: 2,133 applications in 2025, of which 235 were originated and 1,155 denied.
54.2% of all applications, or 54.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Triad Financial Services originated in Arkansas in 2025 was 8.68%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology