Largest lenders in Ouachita County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 77 | 12 | 41.6% | 10.05% |
| 2 | Firsttrust Home Loans | B | 68 | 53 | 0.0% | 6.63% |
| 3 | Triad Financial Services | D | 54 | 3 | 59.3% | 10.01% |
| 4 | Vanderbilt Mortgage and Finance | F | 54 | 5 | 46.3% | 9.99% |
| 5 | Rocket Mortgage | C | 52 | 29 | 34.6% | 6.88% |
| 6 | Cadence Bank | B | 44 | 28 | 27.3% | 7.50% |
| 7 | Fairway Independent Mortgage | B | 43 | 25 | 4.7% | 6.75% |
| 8 | AmeriSave Mortgage | D | 31 | 7 | 64.5% | 6.63% |
| 9 | Farmers Bank & Trust | C | 28 | 23 | 7.1% | 7.75% |
| 10 | Generations Bank | B | 24 | 16 | 25.0% | 8.88% |
| 11 | Mortgage Research Center | C | 21 | 10 | 19.1% | 6.44% |
| 12 | United Shore Financial Services | B | 17 | 11 | 11.8% | 6.63% |
| 13 | Pennymac Loan Services | C | 14 | 7 | 14.3% | 6.63% |
| 14 | New Day Financial | F | 13 | 1 | 46.2% | 6.99% |
| 15 | Credit Human Federal Credit Union | D | 13 | 0 | 84.6% | — |
| 16 | Freedom Mortgage | B | 13 | 6 | 7.7% | 6.75% |
| 17 | Broker Solutions | D | 12 | 3 | 25.0% | 6.25% |
| 18 | Loandepot.Com | D | 11 | 3 | 54.6% | 6.99% |
| 19 | Newrez | D | 8 | 3 | 50.0% | 5.75% |
| 20 | Southwest Stage Funding | F | 8 | 1 | 0.0% | 7.75% |
| 21 | Farm Credit Services of Western Arkansas, ACA | C | 7 | 3 | 14.3% | 6.75% |
| 22 | Highlands Residential Mortgage | B | 7 | 5 | 0.0% | 6.75% |
| 23 | Equity Prime Mortgage | D | 7 | 3 | 0.0% | 6.25% |
| 24 | ARKANSAS Federal Credit Union | F | 7 | 3 | 42.9% | 7.75% |
| 25 | JPMorgan Chase Bank | B | 6 | 6 | 0.0% | 6.13% |
Best approval odds in Ouachita County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Firsttrust Home Loans | 53 | 0.0% |
| 2 | Triad Financial Services | 54 | 59.3% |
What Ouachita County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ouachita County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 644 | 271 | 27.8% | 7.25% | $105,000 |
| 2024 | 678 | 254 | 33.0% | 7.25% | $95,000 |
| 2025 | 776 | 330 | 29.0% | 6.88% | $115,000 |
Frequently asked questions
29.0% of applications in Ouachita County were denied in 2025, against 18.2% statewide in Arkansas.
21st Mortgage, with 77 applications in 2025 and a denial rate of 41.6%.
The median mortgage application in Ouachita County in 2025 was for $115,000; the median property value on originated loans was $165,000.