Fairway Independent Mortgage in Arkansas vs the state
6.0%Denial rate-12.18 pts vs state
7.7%Decision denial rate-15.46 pts vs state
71.6%Origination rate+14.79 pts vs state
6.49%Median rate-0.13 pts vs state
0.62Rate spread (pts)+0.27 pts vs state
$73kMedian applicant income
1,335Loans originated
112Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 275 | 199 | 3.6% | 6.75% | #74 |
| 2024 | 1,129 | 825 | 4.3% | 6.75% | #26 |
| 2025 | 1,864 | 1,335 | 6.0% | 6.49% | #14 |
What Fairway Independent Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mississippi County | 193 | 165 | 2 | 1.0% |
| Benton County | 125 | 86 | 7 | 5.6% |
| Craighead County | 107 | 82 | 6 | 5.6% |
| Pulaski County | 103 | 67 | 11 | 10.7% |
| Clark County | 91 | 72 | 1 | 1.1% |
| Washington County | 85 | 57 | 9 | 10.6% |
| Pope County | 83 | 55 | 3 | 3.6% |
| Drew County | 67 | 48 | 5 | 7.5% |
| Saline County | 62 | 42 | 4 | 6.5% |
| Garland County | 58 | 36 | 2 | 3.4% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,864 applications in 2025, of which 1,335 were originated and 112 denied.
6.0% of all applications, or 7.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Fairway Independent Mortgage originated in Arkansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology