Drew County, Arkansas · 2025

Mortgage lenders in Drew County, AR: denial rates and top lenders (2025)

62 lenders acted on 327 mortgage applications for properties in Drew County in 2025. 31.2% were denied (Arkansas: 18.2%). Median rate on closed loans 6.63%; median loan $135,000; median property value $205,000.

327Applications
31.2%Denial ratestate 18.2%
6.63%Median ratestate 6.63%
$135,000Median loan
$205,000Median property value

Largest lenders in Drew County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Fairway Independent Mortgage B 6748 7.5%6.63%
2 21st Mortgage F 468 65.2%9.13%
3 Vanderbilt Mortgage and Finance F 263 46.2%10.75%
4 Triad Financial Services D 222 68.2%8.79%
5 Rocket Mortgage C 1611 25.0%6.38%
6 TIB C 1513 6.7%6.25%
7 Mortgage Research Center C 114 45.5%6.56%
8 U.S. Bank D 108 10.0%6.56%
9 ARKANSAS Federal Credit Union F 72 42.9%7.80%
10 Credit Human Federal Credit Union D 60 100.0%
11 Simmons Bank C 65 16.7%7.25%
12 Coastal Community Bank C 60 0.0%
13 AmeriSave Mortgage D 51 20.0%11.38%
14 Connect Bank 53 20.0%
15 Navy Federal Credit Union D 51 20.0%5.75%
16 Firsttrust Home Loans B 55 0.0%6.38%

Best approval odds in Drew County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Fairway Independent Mortgage539.4%

What Drew County borrowers applied for

By loan purpose

Home purchase 224 69% · 33.9% denied
Refinance 32 10% · 12.5% denied
Cash-out refinance 40 12% · 37.5% denied
Home improvement 7 2% · 28.6% denied
Other / HELOC 24 7% · 20.8% denied

By loan type

Conventional 223 68% · 37.7% denied
FHA 54 17% · 18.5% denied
VA 30 9% · 20.0% denied
USDA / RHS 20 6% · 10.0% denied

Why applications were denied

Credit history 53 52%
Debt-to-income ratio 22 22%
Collateral 7 7%
Incomplete application 7 7%
Other 5 5%
Unverifiable information 4 4%
Insufficient cash 2 2%
Employment history 1 1%

Drew County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202331715025.9%6.88%$125,000
202433414033.2%6.75%$135,000
202532714331.2%6.63%$135,000

Frequently asked questions

31.2% of applications in Drew County were denied in 2025, against 18.2% statewide in Arkansas.

Fairway Independent Mortgage, with 67 applications in 2025 and a denial rate of 7.5%.

The median mortgage application in Drew County in 2025 was for $135,000; the median property value on originated loans was $205,000.