Connect Bank · Arkansas · 2025

Connect Bank in Arkansas: approval rate, denial rate and rates (2025)

Connect Bank took 76 mortgage applications in Arkansas in 2025, ranking #177 of 802 lenders active in the state. It originated 56.6% of them and denied 21.1% (24.2% of the applications it decided), against a statewide denial rate of 18.2%.

76Applicationsin AR
24.2%Decision denial ratestate 23.1%
Median ratestate 6.63%
$70,000Median loanstate $165,000
$4.8MVolume10 counties

Connect Bank in Arkansas vs the state

21.1%Denial rate+2.86 pts vs state
24.2%Decision denial rate+1.11 pts vs state
56.6%Origination rate-0.25 pts vs state
Median rate
Rate spread (pts)
$92kMedian applicant income
43Loans originated
16Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023654810.8%#178
2024623533.9%#182
2025764321.1%#177

What Connect Bank lends in Arkansas

By loan purpose

Home purchase 37 49% · 16.2% denied
Refinance 26 34% · 23.1% denied
Home improvement 10 13% · 20.0% denied
Other / HELOC 3 4% · 66.7% denied

By loan type

Conventional 76 100% · 21.1% denied

Where in Arkansas

Counties with the most Connect Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lincoln County 33167 21.2%
Jefferson County 21164 19.0%
Cleveland County 1032 20.0%
Drew County 531 20.0%
Grant County 220 0.0%
Cleburne County 110 0.0%
Hot Spring County 101 100.0%
Desha County 110 0.0%
Arkansas County 110 0.0%
Pulaski County 101 100.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 76 applications in 2025, of which 43 were originated and 16 denied.

21.1% of all applications, or 24.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Connect Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology