Largest lenders in Arkansas County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Firsttrust Home Loans | B | 68 | 62 | 1.5% | 6.49% |
| 2 | Southern Bancorp Bank | C | 66 | 37 | 13.6% | 7.75% |
| 3 | The Farmers & Merchants Bank | D | 61 | 41 | 16.4% | 8.00% |
| 4 | 21st Mortgage | F | 28 | 5 | 39.3% | 11.25% |
| 5 | Rocket Mortgage | C | 21 | 13 | 38.1% | 6.99% |
| 6 | Vanderbilt Mortgage and Finance | F | 19 | 1 | 42.1% | 11.50% |
| 7 | Cadence Bank | B | 18 | 14 | 11.1% | 7.50% |
| 8 | Fairway Independent Mortgage | B | 13 | 5 | 30.8% | 5.99% |
| 9 | Pennymac Loan Services | C | 11 | 5 | 36.4% | 6.62% |
| 10 | ARKANSAS Federal Credit Union | F | 11 | 4 | 36.4% | 5.94% |
| 11 | Triad Financial Services | D | 10 | 0 | 90.0% | — |
| 12 | Primary Residential Mortgage | C | 10 | 7 | 10.0% | 7.13% |
| 13 | Credit Human Federal Credit Union | D | 9 | 0 | 88.9% | — |
| 14 | AmeriSave Mortgage | D | 7 | 3 | 57.1% | 7.25% |
| 15 | JPMorgan Chase Bank | B | 5 | 2 | 20.0% | 7.56% |
| 16 | Freedom Mortgage | B | 5 | 2 | 0.0% | 6.31% |
| 17 | Broker Solutions | D | 5 | 1 | 20.0% | 7.25% |
| 18 | Centennial Bank | D | 5 | 2 | 60.0% | 6.94% |
| 19 | Loandepot.Com | D | 5 | 3 | 0.0% | 7.75% |
| 20 | Mortgage Financial Services | B | 5 | 3 | 0.0% | 6.75% |
| 21 | Coastal Community Bank | C | 5 | 2 | 0.0% | 12.62% |
Best approval odds in Arkansas County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Firsttrust Home Loans | 63 | 1.6% |
| 2 | The Farmers & Merchants Bank | 53 | 18.9% |
What Arkansas County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Arkansas County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 463 | 272 | 21.6% | 7.50% | $95,000 |
| 2024 | 465 | 201 | 23.9% | 8.50% | $95,000 |
| 2025 | 508 | 264 | 22.2% | 7.00% | $105,000 |
Frequently asked questions
22.2% of applications in Arkansas County were denied in 2025, against 18.2% statewide in Arkansas.
Firsttrust Home Loans, with 68 applications in 2025 and a denial rate of 1.5%.
The median mortgage application in Arkansas County in 2025 was for $105,000; the median property value on originated loans was $155,000.