Pennymac Loan Services in Arkansas vs the state
12.4%Denial rate-5.81 pts vs state
20.3%Decision denial rate-2.83 pts vs state
45.6%Origination rate-11.21 pts vs state
6.38%Median rate-0.25 pts vs state
0.38Rate spread (pts)+0.04 pts vs state
$91kMedian applicant income
947Loans originated
257Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 852 | 384 | 15.5% | 6.62% | #28 |
| 2024 | 1,372 | 651 | 12.2% | 6.25% | #17 |
| 2025 | 2,076 | 947 | 12.4% | 6.38% | #12 |
What Pennymac Loan Services lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 313 | 157 | 33 | 10.5% |
| Pulaski County | 285 | 135 | 24 | 8.4% |
| Washington County | 143 | 61 | 20 | 14.0% |
| Saline County | 130 | 72 | 15 | 11.5% |
| Faulkner County | 129 | 62 | 16 | 12.4% |
| Craighead County | 95 | 41 | 6 | 6.3% |
| Lonoke County | 86 | 46 | 9 | 10.5% |
| Garland County | 60 | 30 | 9 | 15.0% |
| Sebastian County | 53 | 20 | 9 | 17.0% |
| Jefferson County | 46 | 15 | 7 | 15.2% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 2,076 applications in 2025, of which 947 were originated and 257 denied.
12.4% of all applications, or 20.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Pennymac Loan Services originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology