Rocket Mortgage in Arkansas vs the state
20.1%Denial rate+1.95 pts vs state
21.7%Decision denial rate-1.41 pts vs state
69.9%Origination rate+13.11 pts vs state
6.63%Median rate0.00 pts vs state
0.59Rate spread (pts)+0.25 pts vs state
$85kMedian applicant income
4,094Loans originated
1,179Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,979 | 2,853 | 18.3% | 6.63% | #2 |
| 2024 | 4,839 | 3,464 | 18.6% | 6.63% | #2 |
| 2025 | 5,854 | 4,094 | 20.1% | 6.63% | #2 |
What Rocket Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 909 | 716 | 102 | 11.2% |
| Pulaski County | 634 | 423 | 148 | 23.3% |
| Washington County | 449 | 333 | 72 | 16.0% |
| Saline County | 266 | 194 | 46 | 17.3% |
| Faulkner County | 259 | 183 | 51 | 19.7% |
| Garland County | 258 | 164 | 61 | 23.6% |
| Sebastian County | 205 | 157 | 36 | 17.6% |
| Lonoke County | 185 | 131 | 36 | 19.5% |
| White County | 162 | 107 | 41 | 25.3% |
| Craighead County | 150 | 98 | 35 | 23.3% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
| Centennial Bank | D | 2,104 | 16.1% | 6.63% |
Frequently asked questions
Arkansas: 5,854 applications in 2025, of which 4,094 were originated and 1,179 denied.
20.1% of all applications, or 21.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Rocket Mortgage originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology