JPMorgan Chase Bank in Arkansas vs the state
11.7%Denial rate-6.49 pts vs state
15.8%Decision denial rate-7.37 pts vs state
60.0%Origination rate+3.13 pts vs state
6.38%Median rate-0.25 pts vs state
0.12Rate spread (pts)-0.23 pts vs state
$114kMedian applicant income
328Loans originated
64Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 290 | 180 | 10.3% | 6.99% | #67 |
| 2024 | 436 | 268 | 11.0% | 6.63% | #54 |
| 2025 | 547 | 328 | 11.7% | 6.38% | #47 |
What JPMorgan Chase Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 150 | 98 | 10 | 6.7% |
| Pulaski County | 96 | 61 | 12 | 12.5% |
| Washington County | 54 | 34 | 3 | 5.6% |
| Garland County | 30 | 20 | 5 | 16.7% |
| Saline County | 20 | 16 | 2 | 10.0% |
| Sebastian County | 17 | 8 | 3 | 17.6% |
| Faulkner County | 16 | 8 | 5 | 31.3% |
| Jefferson County | 11 | 6 | 1 | 9.1% |
| Lonoke County | 11 | 4 | 1 | 9.1% |
| White County | 9 | 5 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 547 applications in 2025, of which 328 were originated and 64 denied.
11.7% of all applications, or 15.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans JPMorgan Chase Bank originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology