Primary Residential Mortgage in Arkansas vs the state
9.5%Denial rate-8.72 pts vs state
13.5%Decision denial rate-9.63 pts vs state
60.7%Origination rate+3.87 pts vs state
6.99%Median rate+0.37 pts vs state
1.05Rate spread (pts)+0.71 pts vs state
$67kMedian applicant income
173Loans originated
27Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 268 | 156 | 9.0% | 6.81% | #77 |
| 2024 | 263 | 174 | 11.0% | 7.13% | #83 |
| 2025 | 285 | 173 | 9.5% | 6.99% | #83 |
What Primary Residential Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 50 | 32 | 3 | 6.0% |
| Pulaski County | 46 | 30 | 4 | 8.7% |
| Saline County | 23 | 15 | 3 | 13.0% |
| Lonoke County | 14 | 9 | 3 | 21.4% |
| Faulkner County | 11 | 8 | 1 | 9.1% |
| Crittenden County | 10 | 4 | 0 | 0.0% |
| Benton County | 10 | 4 | 2 | 20.0% |
| Arkansas County | 10 | 7 | 1 | 10.0% |
| Jefferson County | 8 | 6 | 0 | 0.0% |
| White County | 8 | 5 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 285 applications in 2025, of which 173 were originated and 27 denied.
9.5% of all applications, or 13.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Primary Residential Mortgage originated in Arkansas in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology