Crittenden County, Arkansas · 2025

Mortgage lenders in Crittenden County, AR: denial rates and top lenders (2025)

160 lenders acted on 1,424 mortgage applications for properties in Crittenden County in 2025. 20.4% were denied (Arkansas: 18.2%). Median rate on closed loans 6.38%; median loan $145,000; median property value $215,000.

1.4kApplications
20.4%Denial ratestate 18.2%
6.38%Median ratestate 6.63%
$145,000Median loan
$215,000Median property value

Largest lenders in Crittenden County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Firsttrust Home Loans B 238217 0.8%6.13%
2 Eagle Bank and Trust A 120100 4.2%5.81%
3 Rocket Mortgage C 7249 18.1%6.99%
4 Regions Bank C 7015 57.1%4.99%
5 21st Mortgage F 458 48.9%11.13%
6 Pennymac Loan Services C 4413 13.6%5.75%
7 Vanderbilt Mortgage and Finance F 351 60.0%8.25%
8 Mortgage Research Center C 3316 15.2%6.38%
9 Freedom Mortgage B 327 3.1%6.25%
10 Fidelity Bank 2725 3.7%
11 AmeriSave Mortgage D 254 76.0%7.75%
12 Newrez D 257 36.0%5.99%
13 Truist Bank C 2410 50.0%7.21%
14 Community Mortgage A 2322 0.0%6.13%
15 United Shore Financial Services B 2215 13.6%5.75%
16 Navy Federal Credit Union D 2211 22.7%7.13%
17 U.S. Bank D 202 70.0%7.90%
18 First National Bank of Eastern Arkansas 2020 0.0%
19 Broker Solutions D 193 15.8%6.38%
20 Fairway Independent Mortgage B 1816 0.0%6.38%
21 Nationstar Mortgage C 1610 12.5%8.50%
22 Southern Bancorp Bank C 169 12.5%7.50%
23 Guaranteed Rate B 158 6.7%5.75%
24 Coastal Community Bank C 155 0.0%10.24%
25 New Day Financial F 133 46.2%6.74%

Best approval odds in Crittenden County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Firsttrust Home Loans2190.9%
2Eagle Bank and Trust1054.8%
3Rocket Mortgage6320.6%
4Regions Bank6264.5%

What Crittenden County borrowers applied for

By loan purpose

Home purchase 712 50% · 11.5% denied
Refinance 171 12% · 14.0% denied
Cash-out refinance 311 22% · 28.6% denied
Home improvement 115 8% · 41.7% denied
Other / HELOC 115 8% · 40.9% denied

By loan type

Conventional 808 57% · 26.1% denied
FHA 421 30% · 14.0% denied
VA 136 10% · 14.0% denied
USDA / RHS 59 4% · 1.7% denied

Why applications were denied

Credit history 126 44%
Debt-to-income ratio 51 18%
Collateral 39 14%
Incomplete application 32 11%
Other 22 8%
Unverifiable information 9 3%
Insufficient cash 5 2%
Employment history 2 1%

Crittenden County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,27166425.2%6.75%$125,000
20241,29560623.0%6.63%$135,000
20251,42478720.4%6.38%$145,000

Frequently asked questions

20.4% of applications in Crittenden County were denied in 2025, against 18.2% statewide in Arkansas.

Firsttrust Home Loans, with 238 applications in 2025 and a denial rate of 0.8%.

The median mortgage application in Crittenden County in 2025 was for $145,000; the median property value on originated loans was $215,000.