First National Bank of Eastern Arkansas · Arkansas · 2025

First National Bank of Eastern Arkansas in Arkansas: approval rate, denial rate and rates (2025)

First National Bank of Eastern Arkansas took 82 mortgage applications in Arkansas in 2025, ranking #166 of 802 lenders active in the state. It originated 97.6% of them and denied 1.2% (1.2% of the applications it decided), against a statewide denial rate of 18.2%.

82Applicationsin AR
1.2%Decision denial ratestate 23.1%
Median ratestate 6.63%
$65,000Median loanstate $165,000
$7.1MVolume9 counties

First National Bank of Eastern Arkansas in Arkansas vs the state

1.2%Denial rate-16.97 pts vs state
1.2%Decision denial rate-21.90 pts vs state
97.6%Origination rate+40.73 pts vs state
Median rate
Rate spread (pts)
$112kMedian applicant income
80Loans originated
1Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202383784.8%#160
202472710.0%#172
202582801.2%#166

What First National Bank of Eastern Arkansas lends in Arkansas

By loan purpose

Home purchase 43 52% · 2.3% denied
Refinance 29 35% · 0.0% denied
Home improvement 8 10% · 0.0% denied
Other / HELOC 2 2% · 0.0% denied

By loan type

Conventional 82 100% · 1.2% denied

Where in Arkansas

Counties with the most First National Bank of Eastern Arkansas applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Francis County 21201 4.8%
Crittenden County 20200 0.0%
Lee County 13130 0.0%
Mississippi County 13120 0.0%
Cross County 770 0.0%
Monroe County 330 0.0%
Cleburne County 330 0.0%
Marion County 110 0.0%
Randolph County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 82 applications in 2025, of which 80 were originated and 1 denied.

1.2% of all applications, or 1.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First National Bank of Eastern Arkansas's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology