Marion County, Arkansas · 2025

Mortgage lenders in Marion County, AR: denial rates and top lenders (2025)

95 lenders acted on 639 mortgage applications for properties in Marion County in 2025. 20.0% were denied (Arkansas: 18.2%). Median rate on closed loans 6.63%; median loan $135,000; median property value $225,000.

639Applications
20.0%Denial ratestate 18.2%
6.63%Median ratestate 6.63%
$135,000Median loan
$225,000Median property value

Largest lenders in Marion County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Arvest Bank C 9359 16.1%7.75%
2 Click n' Close C 6658 0.0%6.38%
3 Rocket Mortgage C 4128 19.5%6.50%
4 21st Mortgage F 294 51.7%9.04%
5 First Security Bank C 2110 42.9%7.57%
6 Bank of 1889 A 2018 5.0%
7 Mortgage Research Center C 199 10.5%6.75%
8 Bank OZK C 183 66.7%6.63%
9 U.S. Bank D 179 35.3%6.99%
10 AmeriSave Mortgage D 153 66.7%8.50%
11 Freedom Mortgage B 147 0.0%5.99%
12 Anstaff Bank B 1410 14.3%
13 First Community Bank C 1312 0.0%8.06%
14 Pennymac Loan Services C 116 9.1%6.13%
15 Loandepot.Com D 115 27.3%8.50%
16 The Farmers & Merchants Bank D 115 9.1%8.00%
17 First Service Bank C 108 10.0%
18 Triad Financial Services D 101 70.0%8.60%
19 New Day Financial F 93 11.1%6.49%
20 Equity Prime Mortgage D 95 0.0%6.75%
21 Vanderbilt Mortgage and Finance F 91 11.1%8.75%
22 United Shore Financial Services B 87 12.5%6.25%
23 American Pacific Mortgage C 74 14.3%6.13%
24 Guild Mortgage A 76 0.0%6.50%
25 Figure Lending C 72 42.9%6.80%

Best approval odds in Marion County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Click n' Close580.0%
2Arvest Bank7420.3%

What Marion County borrowers applied for

By loan purpose

Home purchase 289 45% · 14.5% denied
Refinance 99 15% · 16.2% denied
Cash-out refinance 112 18% · 23.2% denied
Home improvement 52 8% · 30.8% denied
Other / HELOC 87 14% · 32.2% denied

By loan type

Conventional 445 70% · 23.2% denied
FHA 92 14% · 20.7% denied
VA 82 13% · 7.3% denied
USDA / RHS 20 3% · 0.0% denied

Why applications were denied

Credit history 42 35%
Debt-to-income ratio 25 21%
Collateral 24 20%
Incomplete application 16 13%
Other 9 7%
Unverifiable information 3 2%
Insufficient cash 2 2%

Marion County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202355731520.8%6.88%$115,000
202457632017.4%6.88%$125,000
202563936320.0%6.63%$135,000

Frequently asked questions

20.0% of applications in Marion County were denied in 2025, against 18.2% statewide in Arkansas.

Arvest Bank, with 93 applications in 2025 and a denial rate of 16.1%.

The median mortgage application in Marion County in 2025 was for $135,000; the median property value on originated loans was $225,000.