Anstaff Bank · Arkansas · 2025

Anstaff Bank in Arkansas: approval rate, denial rate and rates (2025)

Anstaff Bank took 285 mortgage applications in Arkansas in 2025, ranking #84 of 802 lenders active in the state. It originated 82.8% of them and denied 4.9% (5.6% of the applications it decided), against a statewide denial rate of 18.2%.

285Applicationsin AR
5.6%Decision denial ratestate 23.1%
Median ratestate 6.63%
$115,000Median loanstate $165,000
$44MVolume15 counties

Anstaff Bank in Arkansas vs the state

4.9%Denial rate-13.28 pts vs state
5.6%Decision denial rate-17.53 pts vs state
82.8%Origination rate+25.98 pts vs state
Median rate
Rate spread (pts)
$81kMedian applicant income
236Loans originated
14Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232471971.6%#80
20242502035.2%#85
20252852364.9%#84

What Anstaff Bank lends in Arkansas

By loan purpose

Home purchase 154 54% · 3.9% denied
Refinance 56 20% · 3.6% denied
Home improvement 47 16% · 6.4% denied
Other / HELOC 28 10% · 10.7% denied

By loan type

Conventional 276 97% · 3.6% denied
USDA / RHS 9 3% · 44.4% denied

Where in Arkansas

Counties with the most Anstaff Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baxter County 93813 3.2%
Boone County 76585 6.6%
Carroll County 41351 2.4%
Newton County 31291 3.2%
Marion County 14102 14.3%
Madison County 761 14.3%
Izard County 660 0.0%
Washington County 540 0.0%
Benton County 320 0.0%
Faulkner County 330 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 285 applications in 2025, of which 236 were originated and 14 denied.

4.9% of all applications, or 5.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Anstaff Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology