Largest lenders in Izard County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | FNBC Bank | C | 38 | 34 | 2.6% | — |
| 2 | Rocket Mortgage | C | 35 | 20 | 22.9% | 6.31% |
| 3 | Cadence Bank | B | 30 | 21 | 13.3% | 7.38% |
| 4 | Click n' Close | C | 27 | 19 | 0.0% | 6.25% |
| 5 | Mortgage Research Center | C | 24 | 10 | 12.5% | 6.19% |
| 6 | First Community Bank | C | 23 | 16 | 4.4% | 6.81% |
| 7 | Flat Branch Mortgage | A | 17 | 11 | 0.0% | 6.88% |
| 8 | United Shore Financial Services | B | 17 | 12 | 5.9% | 6.00% |
| 9 | Triad Financial Services | D | 17 | 2 | 41.2% | 8.25% |
| 10 | 21st Mortgage | F | 15 | 3 | 53.3% | 8.63% |
| 11 | Vanderbilt Mortgage and Finance | F | 15 | 0 | 33.3% | — |
| 12 | New Day Financial | F | 10 | 4 | 0.0% | 6.56% |
| 13 | Freedom Mortgage | B | 10 | 3 | 10.0% | 6.50% |
| 14 | ARKANSAS Federal Credit Union | F | 10 | 4 | 20.0% | 6.19% |
| 15 | Newrez | D | 10 | 6 | 20.0% | 6.31% |
| 16 | American Financial Resources | B | 8 | 8 | 0.0% | 6.25% |
| 17 | Pennymac Loan Services | C | 7 | 4 | 0.0% | 5.88% |
| 18 | Arvest Bank | C | 7 | 4 | 28.6% | 6.88% |
| 19 | Navy Federal Credit Union | D | 7 | 4 | 0.0% | 6.31% |
| 20 | U.S. Bank | D | 6 | 2 | 33.3% | 7.82% |
| 21 | DAS Acquisition Company | B | 6 | 4 | 0.0% | 6.88% |
| 22 | Credit Human Federal Credit Union | D | 6 | 0 | 83.3% | — |
| 23 | Anstaff Bank | B | 6 | 6 | 0.0% | — |
| 24 | Broker Solutions | D | 6 | 3 | 0.0% | 7.25% |
| 25 | Crosscountry Mortgage | B | 5 | 2 | 20.0% | 7.69% |
What Izard County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Izard County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 390 | 214 | 21.8% | 6.88% | $125,000 |
| 2024 | 423 | 224 | 19.9% | 6.74% | $135,000 |
| 2025 | 480 | 269 | 16.3% | 6.61% | $145,000 |
Frequently asked questions
16.3% of applications in Izard County were denied in 2025, against 18.2% statewide in Arkansas.
FNBC Bank, with 38 applications in 2025 and a denial rate of 2.6%.
The median mortgage application in Izard County in 2025 was for $145,000; the median property value on originated loans was $225,000.