Click n' Close in Arkansas vs the state
2.7%Denial rate-15.51 pts vs state
3.4%Decision denial rate-19.78 pts vs state
76.6%Origination rate+19.81 pts vs state
6.25%Median rate-0.38 pts vs state
2.31Rate spread (pts)+1.97 pts vs state
$71kMedian applicant income
515Loans originated
18Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 624 | 467 | 2.4% | 6.50% | #34 |
| 2024 | 735 | 468 | 1.8% | 6.50% | #38 |
| 2025 | 672 | 515 | 2.7% | 6.25% | #40 |
What Click n' Close lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baxter County | 238 | 197 | 0 | 0.0% |
| Boone County | 115 | 89 | 0 | 0.0% |
| Marion County | 66 | 58 | 0 | 0.0% |
| Pulaski County | 39 | 19 | 6 | 15.4% |
| Izard County | 27 | 19 | 0 | 0.0% |
| Greene County | 18 | 13 | 1 | 5.6% |
| Sharp County | 18 | 17 | 0 | 0.0% |
| Craighead County | 17 | 10 | 2 | 11.8% |
| Saline County | 16 | 9 | 2 | 12.5% |
| Fulton County | 13 | 13 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 672 applications in 2025, of which 515 were originated and 18 denied.
2.7% of all applications, or 3.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Click n' Close originated in Arkansas in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology