Largest lenders in Fulton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | FNBC Bank | C | 21 | 14 | 14.3% | — |
| 2 | Mortgage Research Center | C | 20 | 10 | 25.0% | 6.06% |
| 3 | Rocket Mortgage | C | 19 | 12 | 36.8% | 7.37% |
| 4 | 21st Mortgage | F | 18 | 6 | 33.3% | 9.61% |
| 5 | Southern Bank | A | 16 | 13 | 0.0% | 7.50% |
| 6 | First Community Bank | C | 13 | 5 | 7.7% | 6.63% |
| 7 | Click n' Close | C | 13 | 13 | 0.0% | 6.13% |
| 8 | Pennymac Loan Services | C | 10 | 6 | 10.0% | 6.06% |
| 9 | Arvest Bank | C | 10 | 4 | 20.0% | 6.69% |
| 10 | Loandepot.Com | D | 10 | 7 | 10.0% | 6.63% |
| 11 | American Financial Resources | B | 10 | 10 | 0.0% | 6.25% |
| 12 | Vanderbilt Mortgage and Finance | F | 10 | 1 | 50.0% | 11.99% |
| 13 | Newrez | D | 9 | 6 | 11.1% | 6.68% |
| 14 | Freedom Mortgage | B | 8 | 6 | 0.0% | 6.25% |
| 15 | Coastal Community Bank | C | 8 | 2 | 0.0% | 10.24% |
| 16 | Baxter Credit Union | B | 7 | 4 | 28.6% | 8.63% |
| 17 | U.S. Bank | D | 6 | 1 | 16.7% | 5.88% |
| 18 | AmeriSave Mortgage | D | 6 | 0 | 66.7% | — |
| 19 | Broker Solutions | D | 6 | 0 | 0.0% | — |
| 20 | Simmons Bank | C | 6 | 3 | 33.3% | 7.83% |
| 21 | Triad Financial Services | D | 6 | 0 | 50.0% | — |
| 22 | DAS Acquisition Company | B | 5 | 4 | 0.0% | 7.25% |
| 23 | Equity Prime Mortgage | D | 5 | 3 | 0.0% | 6.25% |
| 24 | ARKANSAS Federal Credit Union | F | 5 | 1 | 40.0% | 5.88% |
What Fulton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Fulton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 277 | 143 | 23.5% | 7.00% | $105,000 |
| 2024 | 296 | 163 | 19.3% | 6.75% | $115,000 |
| 2025 | 346 | 174 | 19.4% | 6.63% | $135,000 |
Frequently asked questions
19.4% of applications in Fulton County were denied in 2025, against 18.2% statewide in Arkansas.
FNBC Bank, with 21 applications in 2025 and a denial rate of 14.3%.
The median mortgage application in Fulton County in 2025 was for $135,000; the median property value on originated loans was $225,000.