Coastal Community Bank in Arkansas vs the state
2.4%Denial rate-15.77 pts vs state
3.4%Decision denial rate-19.73 pts vs state
24.4%Origination rate-32.39 pts vs state
10.49%Median rate+3.87 pts vs state
3.23Rate spread (pts)+2.89 pts vs state
$98kMedian applicant income
252Loans originated
25Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 504 | 191 | 1.4% | 14.24% | #48 |
| 2024 | 747 | 188 | 1.2% | 13.24% | #36 |
| 2025 | 1,031 | 252 | 2.4% | 10.49% | #29 |
What Coastal Community Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 167 | 44 | 3 | 1.8% |
| Pulaski County | 133 | 32 | 2 | 1.5% |
| Washington County | 77 | 26 | 2 | 2.6% |
| Saline County | 53 | 15 | 3 | 5.7% |
| Garland County | 43 | 12 | 0 | 0.0% |
| Sebastian County | 42 | 8 | 1 | 2.4% |
| Faulkner County | 39 | 10 | 2 | 5.1% |
| Lonoke County | 38 | 6 | 1 | 2.6% |
| White County | 35 | 7 | 0 | 0.0% |
| Craighead County | 34 | 9 | 1 | 2.9% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,031 applications in 2025, of which 252 were originated and 25 denied.
2.4% of all applications, or 3.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Coastal Community Bank originated in Arkansas in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology