Baxter Credit Union in Arkansas vs the state
18.2%Denial rate-0.01 pts vs state
18.2%Decision denial rate-4.95 pts vs state
66.2%Origination rate+9.40 pts vs state
7.38%Median rate+0.75 pts vs state
0.57Rate spread (pts)+0.23 pts vs state
$90kMedian applicant income
51Loans originated
14Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 19 | 27.0% | 7.50% | #214 |
| 2024 | 53 | 27 | 28.3% | 7.75% | #193 |
| 2025 | 77 | 51 | 18.2% | 7.38% | #176 |
What Baxter Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baxter County | 44 | 29 | 8 | 18.2% |
| Benton County | 12 | 8 | 1 | 8.3% |
| Fulton County | 7 | 4 | 2 | 28.6% |
| Pulaski County | 3 | 2 | 1 | 33.3% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Izard County | 2 | 2 | 0 | 0.0% |
| Faulkner County | 2 | 1 | 1 | 50.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Cross County | 1 | 1 | 0 | 0.0% |
| Cleveland County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 77 applications in 2025, of which 51 were originated and 14 denied.
18.2% of all applications, or 18.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Baxter Credit Union originated in Arkansas in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology